We offer personalized solutions to meet each client's unique needs. Our market knowledge and commitment to exceptional service ensures you receive coverage that aligns with your health and financial goals.

All employers are required to have a retirement plan in place now.

  • 100+ EMPLOYEES

    September 30, 2020 (Deadline Passed)

  • 50-99 EMPLOYEES

    June 30, 2021 (Deadline Passed)

  • 5-49 EMPLOYEES

    June 30, 2022 (Deadline Passed)

  • 1-4 EMPLOYEES

    December 31, 2025

Know your options to pick the best plan for yourself and your employees. Even if you have a plan in place, a second opinion is always worthwhile.

Employers who don’t offer a plan by the deadline may face financial penalties. According to California state law, the CalSavers Retirement Savings Board will issue a “notice of penalty application” to each employer who fails to register for the program. Employers are subject to a penalty of $250 per eligible employee if noncompliance extends 90 days or more after the notice. If found to be in non-compliance 180 days or more after the notice, the employer is responsible for an additional penalty of $500 per eligible employee.

THE IMPORTANCE OF EMPLOYEE BENEFITS

  • ENSURE A HEALTHY WORKFORCE

    Benefits can help promote the health & well-being of employees, thus reducing absenteeism.

  • ATTRACT TALENTED EMPLOYEES

    Benefits are one of the most important considerations when candidates research a new employer.

  • MINIMIZE EMPLOYEE TURNOVER

    By retaining existing employees it reduces recruitment and training costs.

  • JOB SATISFACTION + MORALE

    Benefits demonstrate that the employer values its employees' well-being, leading to higher job satisfaction, morale, and loyalty.

  • LEGAL COMPLIANCE + RISK MITIGATION

    Offering certain benefits, such as health insurance, retirement plans, and PTO, can help employers comply with legal requirements and mitigate risks associated with employee lawsuits.

Contact us today for a complimentary retirement plan health assessment and a thorough review of your employee benefits package. We'll help you remain a competitive employer while maintaining cost-effectiveness.

Instead of band-aid solutions, we want to diagnose and treat the real issues. Your time is limited and valuable, so we’re on call to take your case. Here are ways we can help and things for you to consider.

  • CALENDAR YEAR DEDUCTIBLE + MOOP

    With the new year comes a new calendar for your healthcare plan too! Your annual Max Out of Pocket (or MOOP) and your deductible have reset, so be sure to plan accordingly.

  • ID NUMBER CHANGES

    A new year can also mean a new subscriber ID number! Before you head in for an appointment, call your provider to give them your updated information. This will shorten your appointment time and lessen the chances of "lack of coverage" headaches.

  • PROVIDERS

    Each year, providers also have to renew their contracts. Each individual doctor, specialist, and even facility can change which insurance plans they will accept, so check in with your providers to ensure they will accept your insurance coverage before you head in for that appointment.

  • EMPLOYER BILLING

    Calculating breakdowns for employee withholdings is no ones favorite task. We’ll check your math, chase enrollments, terminations and refunds, and help you choose the most cost efficient routes at renewal.

  • CLAIMS

    Sometimes mistakes happen. Without pre-approval, or in the case of complex coding, claim issues do arise. We’re in your corner from start to finish.